Present value of a future sum
Finance / FREE CALCULATOR
Discount one future amount to a value today using your chosen rate.
Your answer starts here.
Enter your values and select Calculate to see the result and any available breakdown.
How to use this calculator
- Enter future amount. Use the unit shown beside the field.
- Enter annual discount rate (%). Use the unit shown beside the field.
- Enter years. Use the unit shown beside the field.
- Select Calculate and review the result. Select Reset to restore the example inputs.
How the calculation works
Future amount/(1+Annual discount rate (%)/100)**Years
Worked example
Future amount = 1210; Annual discount rate (%) = 10; Years = 2. Result: 1000.
Understand your result
Discount one future amount to a value today using your chosen rate. The result is expressed in the same currency or unit as the monetary inputs.
Assumptions and limitations
Assumes a fixed annual discount rate and one future payment. Results are rounded for display.
Questions about this tool
What does this tool calculate?
Discount one future amount to a value today using your chosen rate.
What should I check before using the answer?
Assumes a fixed annual discount rate and one future payment.
Related guides
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