Future value of a lump sum
Finance / FREE CALCULATOR
Project one lump sum at an effective annual rate.
Your answer starts here.
Enter your values and select Calculate to see the result and any available breakdown.
How to use this calculator
- Enter starting amount. Use the unit shown beside the field.
- Enter effective annual rate (%). Use the unit shown beside the field.
- Enter years. Use the unit shown beside the field.
- Select Calculate and review the result. Select Reset to restore the example inputs.
How the calculation works
Starting amount*(1+Effective annual rate (%)/100)**Years
Worked example
Starting amount = 1000; Effective annual rate (%) = 10; Years = 2. Result: 1210.
Understand your result
Project one lump sum at an effective annual rate. The result is expressed in the same currency or unit as the monetary inputs.
Assumptions and limitations
Unlike nominal compounding, the entered rate already represents one whole year. Results are rounded for display.
Questions about this tool
What does this tool calculate?
Project one lump sum at an effective annual rate.
What should I check before using the answer?
Unlike nominal compounding, the entered rate already represents one whole year.
Related guides
Guides will appear here when published and linked by the editor.