Personal net worth

Finance / FREE CALCULATOR

Combine asset values and debts into a simple net-worth estimate.

Enter your numbers

READY WHEN YOU ARE

Your answer starts here.

Enter your values and select Calculate to see the result and any available breakdown.

How to use this calculator

  1. Enter cash and savings. Use the unit shown beside the field.
  2. Enter investments. Use the unit shown beside the field.
  3. Enter property and other assets. Use the unit shown beside the field.
  4. Enter mortgage debt. Use the unit shown beside the field.
  5. Enter other debts. Use the unit shown beside the field.
  6. Select Calculate and review the result. Select Reset to restore the example inputs.

How the calculation works

Cash and savings+Investments+Property and other assets-Mortgage debt-Other debts

Worked example

Cash and savings = 10000; Investments = 50000; Property and other assets = 200000; Mortgage debt = 150000; Other debts = 5000. Result: 105000.

Understand your result

Combine asset values and debts into a simple net-worth estimate. The result is expressed in the same currency or unit as the monetary inputs.

Assumptions and limitations

Asset values are estimates; selling costs and tax can reduce realisable value. Results are rounded for display.

Questions about this tool

What does this tool calculate?

Combine asset values and debts into a simple net-worth estimate.

What should I check before using the answer?

Asset values are estimates; selling costs and tax can reduce realisable value.

Related guides

Guides will appear here when published and linked by the editor.